Bailiff action

If we have to use bailiffs, you will be responsible for any additional fees. These can add up to a substantial amount if you do not deal with the situation promptly. The bailiffs act on our behalf to recover a debt either by a repayment arrangement with you or by selling your goods at auction. They follow a code of practice agreed with us.

If you cannot pay the outstanding debt in full, the bailiff has 3 options:

   a)    to make a walking possession agreement with you. Your goods will not be removed so long as you keep to the terms of the agreed payment arrangement.

   b)    to take close possession of your goods by staying on the premises until payment is made or the goods are removed for sale.

   c)    to remove the goods with the intention of selling them.

If the bailiff is not able to collect the debt, we will go back to the courts to ask for a committal hearing.

Page last updated on 28 November 2011